XRP news today is dominated by a U.S. regulatory setback, continued institutional interest and preparations for a major XRP Ledger upgrade. On September 20, the U.S. Senate failed to advance the CLARITY Act after a procedural vote fell short of the 60-vote threshold, leaving broader crypto-market rules unresolved. Reports linked the setback to an intraday decline of more than 8% in XRP, which briefly fell below $1.30.