A recent development in the cryptocurrency realm suggests that XRP could carve out a vital role in institutional lending markets by exploring innovative credit models on its ledger. Jazzi Cooper, the head of product at RippleX, emphasized on September 12 via a post on the platform X that employing XRP as collateral in corporate credit transactions represents a potent application. Cooper suggested that this effort could be bolstered with the ledger’s XLS 65 and XLS 66 credit frameworks.