XRP is trading at $1.13 as of July 23, 2026, essentially flat over the past 24 hours (-0.03%) but still up 2.48% over the past week, with a market cap near $70.8 billion. The token’s ascending-triangle structure from earlier in the week remains intact, but momentum has cooled alongside broader market hesitation as the CLARITY Act’s Senate path has grown more contested — a merged draft omitting a Democrat-demanded ethics provision has drawn formal opposition, muddying what had looked like a clean bullish catalyst just days ago.