XRP holders can now borrow Ripple’s RLUSD stablecoin on Ethereum without selling their XRP, using their crypto as collateral to unlock liquidity while keeping their underlying position intact. The mechanism lets XRP holders take out RLUSD, Ripple’s dollar-pegged stablecoin, against their crypto rather than cashing out, as reported by Decrypt. Borrowing against crypto collateral means locking an asset in a lending contract and drawing a loan against its value. For related coverage, see Top 5 Upcoming Crypto Airdrops!.