USDai (USDAI) is trading at $0.999774 USD with a 24-hour trading volume of $6,179.93 USD, maintaining stability near its $1 peg. The stablecoin holds a market cap of $501,238,060 USD and ranks #208 on CoinMarketCap. Permian Labs, the developer of USD.AI, has partnered with PayPal to integrate PYUSD as a backing asset for its USDai stablecoin, announced on December 19, 2025, enabling USD.AI loans to be issued as PYUSD and settled directly into PayPal accounts. To incentivize adoption, an incentive program offering 4.5% on up to $1 billion in USDai deposits is planned to launch in January 2026.