The US Senate passed the wide-ranging 21st Century ROAD to Housing Act on Monday night with a resounding 85 to 5 vote. While the bill mainly aims to boost housing supply and curb the dominance of large investors in the single-family home market, it has triggered intense interest in financial circles for including a specific provision: an explicit ban on the Federal Reserve from launching a central bank digital currency (CBDC) until the end of 2030.