Ripple CEO Brad Garlinghouse has set an ambitious target for the company, revealing that Ripple aims to generate $1 billion in recurring operating income by the end of 2026 without relying on XRP sales or gains from its cryptocurrency holdings. According to Garlinghouse, the target reflects Ripple’s long-term strategy of building a sustainable financial technology business whose performance is driven by products, infrastructure, and enterprise services rather than fluctuations in digital asset prices. His comments highlight how Ripple is increasingly positioning itself as a technology provider serving financial institutions around the world.