Crypto already moves value as markets move 24/7. Banks may have a lot of catching up to do. Ripple chief executive Brad Garlinghouse used the Dutch central bank’s gold reshuffle as a case study in how slowly official finance still travels. De Nederlandsche Bank spent March through August shifting 86 tonnes of gold — about $11 billion in Garlinghouse’s telling, roughly €10 billion on DNB’s own year-end math — out of New York and Ottawa toward London.