Ripple has formed a partnership with Cross River Bank, signaling a new phase in integrating RLUSD, Ripple’s regulated stablecoin, into banking infrastructure. Cross River Bank stated that it will support RLUSD settlement on the XRP Ledger as part of its core banking operations, further advancing the asset’s adoption for cross-border transactions. This move strengthens the link between Ripple and broader payment platforms, fueling growing speculation about potential connections to Elon Musk’s X Money—a digital payments platform that leverages a sophisticated backend ecosystem.