Quant (QNT) has gained 62.0 percent in seven days and traded at $104.88 on September 26, 2026 at 12:39 UTC. The trigger is unusually well documented: on September 24, 2026, The Clearing House, the operator of the major US payment systems, selected Quant as the technology partner for its On-Chain Money Initiative. This article explains what is being built, what tokenised deposits are, and which questions an investor should settle before making a decision.