Anyone still holding euros or crypto with Luno needs to act now. The exchange with South African roots is winding down its service in the affected European markets. Selling and withdrawing money to a bank account is only possible until 31 August 2026. Accounts close on 1 September, and remaining balances then attract monthly fees that rise to as much as $52 from December. The route of withdrawing crypto to your own wallet has been shut since late June. This article sets out the deadlines, the steps that remain and how to pick a successor platform with a MiCA licence.