Select what genuinely interests you. Your picks feed directly into our editorial planning. The US central bank left its benchmark rate unchanged on October 28, 2026. The target range for the fed funds rate stays at 3.75 to 4 percent. What stands out is not the decision itself but how it came about: two of the twelve voting members dissented, and both wanted to raise the rate rather than cut it. Anyone who spent recent months betting that cheaper money would support the crypto market from below has to reorder that expectation.