As things stand, the digital euro will not be an unlimited account at the European Central Bank. The draft provides for a cap on the balance you are allowed to hold in digital euros, and this holding limit is exactly where the legislative process is currently stuck. The figures under discussion range from a few hundred to a few thousand euros per person, the balance would not pay interest, and anything above the cap is meant to flow on automatically to your ordinary bank account. For you as an investor, that means one thing: the digital euro will be a means of payment rather than an investment, and it competes with cards, wallet apps and euro stablecoins far more than with Bitcoin.