Ripple CTO Emeritus David Schwartz has addressed growing speculation about when Ripple’s XRP escrow holdings could finally run out, explaining that predicting an exact timeline remains difficult due to several moving factors. The discussion began after an XRP community member compared Ripple’s escrow system to Bitcoin’s fixed mining schedule. The user suggested that Ripple’s escrow reserves could be depleted around 2035, creating a situation similar to Bitcoin’s final coin being mined.