Then, in “Ask an Expert,” Aaron Brogan reviews the GENIUS Act implementation timeline, how things will change once it’s here and what to do in the meantime. As digital money, shifting regulatory requirements and AI-enabled infrastructure mature, advisors need to revisit what legal and regulatory diligence covers. The objective is practical: meet fiduciary duties, protect client trust and adapt as the market changes. Three questions deserve more attention: how client cash is managed, how regulatory assumptions are disclosed and how AI-driven crypto infrastructure is validated.