From September 29, 2026, Binance will move its users' crypto balances out of the Funding Account and into the Spot Account. From that day the Funding Account accepts no further on-chain deposits, and in January 2027 it will be renamed "Stocks Account". You do not have to act: anything you have not moved yourself will migrate automatically, in batches, into the Spot Account from January 2027, with no change to your total holdings. Two points sit in the small print of the announcement, though, and they will cost you time or money if you miss them. First, an outdated app version will no longer show your Funding balance at all. Second, standing instructions and recurring orders stop running if they are paid exclusively out of the Funding Account.