Crypto debit cards have exploded across the market in the past two years, but very few projects are trying to build something deeper than a spending tool. Most cards are just wrappers around centralized systems, offering crypto-to-fiat swaps, cashback, and a shiny mobile app. Avici approaches the problem from a completely different direction. Instead of building a card on top of crypto, Avici is trying to build an entire decentralized banking experience from scratch.