Quick Take
  • The thirteen-year-old cross-border payments token continues to demonstrate staying power.
  • Over the last year, XRP grew 427%, outshining all other major non-stablecoin cryptocurrencies.
  • For comparison, Bitcoin rose 95%, while Ethereum increased by 78% during the same period.
  • Technical charts highlight three bullish flag formations that emerged throughout 2025, two of them during the summer months.

What Happened

The thirteen-year-old cross-border payments token continues to demonstrate staying power. Following Ripple’s decisive legal victory over the SEC this year after a lengthy five-year battle, investor sentiment soared, pushing XRP to $3.65 on July 18, its first ATH since 2017.

Since its launch in April 2023, Pepe ($PEPE) blasted into the top three meme coins, boasting a $3.8 billion market cap, the largest among non-dog-themed projects. Inspired by Matt Furie’s “Boy’s Club” comic series, Pepe’s cultural resonance has made it a fan favorite across crypto communities.

With a neutral RSI reading near 41, Pepe is positioned for movement in either direction, although it remains to be seen where the market will head next. Months of relative stability have investors managing their expectations this Uptober.

Market Context

Gemini, Google’s advanced AI assistant and rival to OpenAI’s ChatGPT, has issued an extremely optimistic crypto market call, suggesting that XRP, Cardano, and Pepe may surpass Bitcoin’s growth before the close of 2025.

According to Gemini AI, Ripple’s XRP ($XRP) could climb as high as $10 before the end of the year, representing a more than threefold jump from its current trading price of around $2.81.

Gemini’s projections suggest that if XRP can firmly surpass its July peak, levels above $10 are attainable by January, under favorable market and regulatory conditions.

Now capitalizing over $29.4 billion, Cardano is a key player in the smart contract space, although it needs to quadruple to close the gap with Solana and pose a serious threat to Ethereum.

Gemini forecasts ADA could reach $2.80 by late 2025, or 250% up from its current price of $0.80.

Pepe ($PEPE): Gemini AI This Meme Coin Giant Recapturing ATH

Despite stiff competition, Pepe has maintained impressive liquidity and strong grassroots and celebrity support. Elon Musk’s past Twitter references to Pepe have added to the token’s visibility and appeal.

Currently priced around $0.0000092, Pepe remains 67% below its all-time high of $0.00002803 reached on December 9, 2024.

Still, as U.S. regulatory clarity improves and market sentiment strengthens, Pepe could be posting new ATHs before the year is out.

Why It Matters

With U.S. regulators expected to finalize new frameworks to support domestic crypto operations, Gemini’s analysis indicates that XRP, Cardano, and Pepe could attract significant inflows during the next major bull run.

Looking ahead, traders expect October’s seasonal bullish trend, upcoming ETF approvals, and evolving U.S. crypto legislation to serve as strong upward catalysts.

Technically, ADA has broken out from a bull flag formation this summer. It faces sticky resistance near $1.10. A robust October rally could drive ADA toward $2 this quarter, while achieving the higher-end target would likely require a full-scale bull run.

So, ADA may not yet reclaim its 2021 ATH of $3.09 this year, but it can come close.

In Gemini AI’s optimistic case, Pepe could retake ATH, nearly tripling from current levels. A decisive break above $0.000018 could pave the way for a move toward this level by late November.

Details

October, often referred to in crypto circles as “Uptober,” has historically marked one of the most bullish months for Bitcoin and digital assets overall, frequently serving as the ignition point for prolonged sector-wide rallies.

XRP ($XRP): Gemini AI Foresees a Surge Toward $10 by Year-End

Over the last year, XRP grew 427%, outshining all other major non-stablecoin cryptocurrencies. For comparison, Bitcoin rose 95%, while Ethereum increased by 78% during the same period.

Technical charts highlight three bullish flag formations that emerged throughout 2025, two of them during the summer months. This hints at an overdue breakout heading into Q4.

Cardano ($ADA): Gemini AI Anticipates 250% Growth This Quarter

In the world of DeFi, Cardano ($ADA) is a major contender for Ethereum’s throne, known for attracting developers and facilitating new use cases at a steady pace.

Founded by Ethereum co-creator Charles Hoskinson, Cardano distinguishes itself with a research-driven, peer-reviewed development model emphasizing sustainability, scalability, and academic rigor.