Coca Announces 10% Apy Holiday Boost On Stablecoins

What Happened

December 2, 2025 — COCA, a leading stablecoin banking app, is introducing a special holiday promotion for its users. From December 5 to December 31, 2025, COCA Card holders can earn a 10% annual percentage yield (APY) on their stablecoin balances, an increase from the usual 6%.

Users may hold a single stablecoin or a combination, and all balances remain fully liquid. There are no lockups, staking requirements, or tier upgrades necessary.

Market Context

Promotion Details: 10% APY on All Supported Stablecoins

During the promotional period, the 10% APY applies to all stablecoins supported on the COCA Card, including:

Why It Matters

Users may receive the boost in USDC or EURC, and funds remain fully liquid, available for spending, swapping, withdrawal, or saving immediately.

Details

USDC

USDT

EURC

EURS

Eligibility Requirements

To qualify for the holiday APY boost, users must meet the following conditions:

Minimum Balance: Maintain a COCA Card balance of $500 or more in stablecoins throughout December.

Transaction Activity: Complete at least five eligible card transactions during the month. Transactions can include online purchases, in-store spending, travel bookings, or subscriptions.

The APY boost is automatically applied once these requirements are met.

Payout and Timing

The holiday APY boost is calculated based on the minimum December card balance.

Payouts will be credited directly to the COCA Card by January 10, 2026.

Purpose and Benefits of the Promotion

This promotion underscores COCA’s mission to unlock real-world utility for stablecoins. Beyond the APY boost, COCA users benefit from:

Up to 8% cashback on everyday purchases

50% cashback on Netflix, Spotify, ChatGPT, and Amazon Prime subscriptions

Up to 50% off global hotel bookings

Zero-fee swaps across 15+ blockchains

A globally accepted Visa card used by over 1 million people