XRP is consolidating between $2.70 and $3.00 after a strong rally earlier this year, but analyst Zach Rector sees far higher levels ahead. He predicts XRP could climb to $20–$30 by 2026, driven by institutional demand from upcoming XRP exchange-traded funds (ETFs). Rector’s bullish stance is backed by data from the CME Group, where XRP futures hit a four-month milestone: nearly 400,000 contracts traded, worth $18 billion in notional volume. This equates to about 6 billion XRP, or 6% of total supply, changing hands. He argues this momentum sets the stage for massive ETF inflows.