Ripple CTO Emeritus David Schwartz said XRP utility is expanding as the XRP Ledger supports issued assets, tokenized real-world assets, and a growing range of financial products such as securities, funds, repos, and loans. Ripple published a new “ XRP in a Minute” segment on June 5, featuring David Schwartz explaining how XRP utility is expanding. Schwartz is Ripple’s CTO Emeritus and one of the original architects of the XRP Ledger (XRPL). The segment opens with the question: “How is XRP’s utility expanding?” His answer centers on tokenized assets, enterprise adoption, and financial services built on XRPL.