Ripple (XRP) continues to be an interest in 2025 as investors monitor its value and consistent uptake in cross-border payments. While XRP offers predictability as a matured altcoin, the majority of investors are leaning towards it for higher-growth potential.  Mutuum Finance (MUTM) at just $0.035 in presale has become the focal point for those seeking the next breakout crypto. Built on a DeFi lending-and-borrowing model designed with real-world functionality, MUTM is being hailed by experts as a token that can yield much higher returns than veteran assets like XRP during the next bull cycle.