XRP’s inability to break past the $3 mark has put investors on edge, especially as many retail traders are starting to reassess where their next big crypto investment should go. While some holders are disappointed by stalled momentum in legacy tokens, insiders are turning their attention to Mutuum Finance (MUTM), a presale project that is positioning itself as one of the most compelling opportunities in decentralized finance. With a dual lending design, mtTokens that represent deposits and staking, and revenue-driven buybacks, Mutuum Finance (MUTM) is being presented as a true infrastructure play that will cater both to institutional participants and everyday traders.