For decades, traditional banks have thrived by keeping ordinary customers on the outside of real wealth-building opportunities. They offer low savings rates while accessing private equity, real estate-backed lending, and high-yield instruments that ordinary investors never see. Enter PayDax (PDP), a top crypto ICO designed to flip this outdated model. Built on DeFi principles, this platform opens doors banks keep shut, allowing everyday investors to borrow against assets, earn double-digit yields, and access high-trust financial tools without the middleman.