Bitcoin (BTC) whales moving $16.5 billion out of BTC wallets have sent shockwaves through retail communities, sparking the question among investors: what is going on with crypto today? Amid the uncertainty and panic caused by large-scale whale movements, retail investors are searching for secure and high-potential alternatives. Mutuum Finance (MUTM) has emerged as a standout DeFi solution, combining innovative lending and borrowing mechanics with robust risk controls to protect users while offering a low-price entry point. At $0.035 per token, Phase 6 of the presale provides retail traders a chance to secure MUTM before the 15% increase to $0.040 in Phase 7, making it one of the most compelling cheap altcoins to buy now.