Traditional banks are held back by outdated infrastructure, which awards a few entities unprecedented power over the financial lives of billions. These banks have become the sworn dictators of liquidity, restricting who can access credit and at what cost.  To make it worse, these banks pay out near-zero interest on deposits while using the same money for immense, profit-generating ventures. This lopsided arrangement has left everyday investors feeling powerless and uninspired about their financial lives. But that was until PayDax Protocol (PDP) came along.