Cardano (ADA) has been a favorite among long-term investors for years, but price consolidation in recent times has seen most hedge into promising projects with more upside potential. Mutuum Finance (MUTM) the new kid on the block is taking the top spot. Dubbed “ADA 2.0” by several analysts, Mutuum Finance is capturing attention for its dual-lending architecture, combining Peer-to-Peer (P2P) and Peer-to-Contract (P2C) systems to maximize capital efficiency and returns.