Cross-border payments are big business and are on track to rise over 50% by 2030, hitting $290 trillion. Crypto has a natural advantage over banks, as it can move money instantly in seconds for fractions of a cent, compared to several days with fees averaging 6.2%.But what are the best altcoins for cross-border payments in 2025? The tokens on this list all have real use cases, huge adoption potential, and the ability to shift the world toward real-time, borderless money.